I was thinking about buying an insurance policy for my MacBook Pro, and they gave me a quote of just $190 or so, so I was thinking about jumping the gun. Has anyone heard of Worth Ave. Group? What is the Claims process like? I really just need it just in case something happens to it that AppleCare would not cover, such as theft, or water damage (though I make it a rule to never eat near my computer). But the website looks like one of those scam "Free iPod" websites, etc, so I do not want to pay for something that won't deliver.