Long, but well worth reading the entire thing. I kid you not, your jaw will drop. The article then goes on to explain the multiple games these two people have been playing to use one part of the law to defeat the other -- in-between talking about how they put their faith in God. I wouldn't argue that some people need help to stave off foreclosure, but obviously Maryland's law has holes big enough to pilot the Jupiter 2 through...and this couple knows how to exploit every loophole. Their justification? Banks do stuff like this all the time. To which I say, b******* -- that makes you just as bad as the bankers. Seriously, go ahead and read how they've been gaming the system for five years to keep a million dollar house. Un. Be. Lievable.