Any one have this/filed a claim? http://www.missionrepair.com/Articles.asp?ID=276 It seems that for $40 you get one year of coverage (or $50 for 2) on the glass/digitizer/lcd assembly only. Best part is no deductible. That's almost the cost of a bumper. Anyone see any gotcha's in the fine print? They do seem to require you to install one of their lame screen protectors to get coverage. Even thought the new iPhone screen is highly scratch resistant, just susceptible to falls.