http://finance.yahoo.com/retirement/article/106934/Wealth-Less-Effect-Earning-Well-Feeling-Otherwise So wait, they tithe $1300 a month, own land other than their home and a share in a vacation home, and have $1200 a month left over after food, utilities, charity donations, mortgages, car payments, retirement investments, college funds, insurance, etc. are covered. So in other words, after every single one of their expenses are covered, including investments for the future, they have at least $2500 a month left over to do anything with they please, and think that they are not living a life of luxury? Some people just really, really, really don't understand what's going on in the world. These people are rich.