Based on this pic does it mean that the today price is buying the phone outright? If so then haven't prices gotten down from previous iPhones? I've been with AT&T for 1 year now. Are these then the 1 year upgrade price available to me? I was planning on using next to get the iPhone 6. How come on apple it mentions and gives me option to get the phone via next which I thought I could only do directly with AT&T...so I will be able to use next buying from apple? Thank you for the help.