Listen to my story. I needed a job (in Michigan, one of the states hardest hit by the economy), so I decided to go to a job fair. I printed out 20 copies of my resume and passed them out to all the employers that showed up. Basically every employer had a stack of resumes a foot high, and I just went up to each one and piled mine on top. I also posted my resume on craigslist, something I'll never do again. I got a call to go to a "job interview" from a person who claimed to have "reviewed my resume and felt I was a great fit for the position." So I get to the location, which turned out to be a conference room at a hotel (first sign it was a scam). So I go into the conference room where they are playing music and have a overhead projector set up for a powerpoint presentation. So they go through a presentation about what their company calls "Prepaid Legal Services." Here's their pitch: Everyone is always suing everyone all the time and with all these afternoon judge shows (judge judy, joe brown etc), law suits are going to happen more and more often because people copy what they see on tv. So instead of paying thousands to an attorney when you need legal representation, pay us about $40 per month and when you need an attorney, we'll give it to you at no cost. It's legal insurance. Clearly this is a crock of **** But wait, there's more. The person who signed me up would get paid a commission if I decided to join. When i join, I become a "Junior Associate" and as I sign more and more people up, I would move up to Senior Associate, then Manager, then Executive Director. And for each person I sign up, I get a commission, and the person who signs me up gets part of it. And the person who signed him up gets part of it. So clearly this is a giant scam. So when I got home, I googled "prepaid legal services" and the suggestions were: prepaid legal scam prepaid legal scheme prepaid legal fraud So clearly I'm not the first to call them out on their BS. Has anyone else ever had any experience with this?