So yesterday I went to the Apple store and talked to a few of the guys. They have also recommended to use the Apple Store app. Reading up in here I see that folks who are using the IUP ( iPhone Upgrade Program ) checkout much faster. I just checked mine out and it looks like I am eligible for it. This is my first time doing this. I usually buy my phones outright but I really don’t feel like shelling out almost $1200 ( yikes ! ) for a phone. So this works indefinitely. So my I have selected to use the IUP through Apple. Will it get added on to my Verizon bill ? Or will it be separate. Sencond, at a specific screen it says “ continue “ on the bottom. Will that be hightled for me to press at 3:01AM ( I’m in New England ) or will I have to close out the app and then go to my favorites where the phone is and then hit Continue ? Third, will I have to input any credit card numbers or any other additional steps that I should know about like my account number, etc ? Want to have it all in front of me for the 27th. I don’t like surprises. Thanks !