Can someone give me a clear answer on these questions? I called AT&T and the CS rep couldn't! I preordered the iPhone 5 from Apple.com (setting up a new individual AT&T account in the process) which will be here friday. 1) What happens if I use the phone for a while and then return it and terminate the contract (before 30 days) to the Apple store? Is there any restocking fee? Apple website seems to say no, but AT&T rep said $35 even if I bought it from Apple. 2) Would AT&T hit me with any other fees? Would I just pay whatever my monthly was prorated for the time that I had the phone? Does the activation fee get refunded? 3) If I just refuse shipment, I get a 100% refund with no fees at all, right? Thanks.