God. I've just been reading the most depressing article. My local paper has started a series that will appear every Sunday for two months. The subject is retirement. And the prognosis is dire. This is just the beginning of the series: Now, The Plain Dealer is a rather straightforward newspaper, not given to tabloid-y "warnings" like this one (and the one below). That they appear in the article is a bit of a shock to readers familiar with the paper, and appear to indicate less of an effort to sensationalize the story, and more of an effort to get people to take it seriously. In another article in the series, the PD goes on: My bold. There's a lot more, but that's depressing enough. I guess as someone approaching 50, this news just hits me hard. I knew there was a big problem with retirement, but I had no idea it was this big, or would have ramifications so far beyond boomers like me. If you feel inclined to follow the series, it's here. By all means, I would recommend reading it -- at the very least the article that is in my second link above. It makes for scary reading, but reading that I agree is necessary. As for me...God, I need a drink.