I was going to get a gold phone but settled for a silver one. I'm undecided whether I'm going to keep it or return it within the 14-day window that my carrier has established (Apple would let me return it for 30 days but I'd lose my subsidy after 14 days). So I have a few days to decide. When I bought the phone on launch day, I traded in my old 4S. If I were to return the 5S, what happens with the trade-in (has anyone done this)? Do they give me a credit? I can't imagine that they have the phone on ice, waiting out the 30 days. Can't imagine they'd try to just keep the cash...? Also, upon returning, does it take about 24 hours for the subsidy eligibility to reset itself? Finally, given that there is a $35 restocking fee, I think it's not an abuse of the system. Thanks!