Would you rather save time or money? Save time: Just go to the apple store or pre-order online or go to an AT&T store and get iPhone 5S on the 20th.. But have to pay $260 for the phone Save Money: Go to 5 walmarts and see if they have the phone and only have to pay $206. So would you rather waste time and pay $206 or save time but pay $260? Yes, in California we have to pay tax on the full price but at walmart you don't and the phone is $10 cheaper.