An hour ago or so I have discovered that my current provider, T-Mobile, will finally support iPhones. I have never had a smartphone, so I have never looked into purchasing a data plan for one of my phones. However, I feel that it is time to stop living under a rock and buy into these smartphones. When I went to T-Mobile's website and looked at a plan for an iPhone, it looked something like this: $50 for unlimited talk and text, and 500 megabytes of high-speed data. And then adding on a second line is $20. And other lines after that are $10. If you want 2 gigabytes of data, you need to pay $10 extra. If you want unlimited data, you need to pay $20 extra. That seems pretty straightforward, but the part where I was confused was the actual pricing of the phone. It says that you need to make a down payment of $100 when you sign up, and then pay $20 monthly for 24 months. This means that the iPhone will cost me $580 when fully paid off. This seems very expensive for a phone, coming from a non-smartphone user. I always thought that the most recent model of the iPhone always cost $200. I am making this conclusion due to the fact that every time that I have clicked on the 'Buy Now' button in the 'iPhone' section on the Apple website, it said "Starting from $199." So I figured you would pay $200 for the phone (which at that point it would be paid off) and then pay monthly for the actual service. But for T-Mobile it seems that I have to pay $580 for the phone and then pay monthly for the actual service. Now obviously, $580 is a lot more than $200, so I am confused as to how this could be. Can anyone clarify how the pricing works? Thanks.