Please help me if you've purchased your iPhone 4 from Apple's website. When I placed my order last month, the cost ($567 after tax) was deducted from my checking account the next day. It even showed on my online statements, CHK CARD PUR APPLE $567. It was deducted from my funds. Today I logged into my online checking account. For some WEIRD reason I have approx. $300 more in my balance than I should have... I'm sitting here wondering did I deposit a check and forget? Did I return something? I'm lost. Going over my statements, I see ANOTHER CHK CARD PUR APPLE $567, posted a few days ago. This was when my iPhone 4 shipped. So I go to Apple's website and read their FAQ, and it says they don't actually charge you until your order has shipped. Can somebody explain, then, WHY $567 was deducted the day after I placed my online order? WHAT is going on? I have a $900 iPad order that is also processing, and that TOO deducted $900 from my account when I ordered it. As of right NOW, I have less than $900 in my checking account. Do you mean to tell me when it ships in a few days, I'll be overdrafted, my order will be canceled, and my bank will slap me with an OD fee??? Can somebody please tell me what is going on? Am I freaking out or am I reading this wrong???