I plan on getting a 5S when it launches and I'm looking at protections plans. Apple Care+ is out because of the price increase, $50 to $80 for the replacements and I heard OoW replacements will be $270. I'm going to order the phone with my CC which has 90 day protection and a 1 yr extended manufactures warranty, so it's similar to an extra year of Apple Care. I was also looking at Square Trade and may go with them. I would like some feedback from people here who have used them in the past.