After owning both the 2G and 3G iphone, I've never had a problem with it taking harsh drops. On Friday, I dropped it no more than a foot and the screen decided to crack. Fortunately for me, I have accidental damage insurance through Squaretrade. Has anyone on the site filed a claim with squaretrade for a broken iPhone? If so, did they repair it or simply reimburse you. Everywhere on their site it says they will repair it except for rare cases. Everywhere else has people claiming they just got paid cash. If you have an experience with Squaretrade, would you please share? Thanks.