Square Trade is better than AppleCare + in every way that I can see. SquareTrade offers everything AppleCare + does. If you go get the $35 SquareTrade discount right now, SquareTrade is much cheaper. SquareTrade offers monthly payments if you don't want to spend the $99 ($65 with coupon) up front. SquareTrade offers up to four replacements instead of two. SquareTrade will allow you to replace it at the Apple Store and they (ST) will reimburse you. What's your thoughts? Am I missing something crucial?