My first post. A great forum here and so much info presented in a pretty friendly atmosphere. Compared to some of the other iphone and Android forums this one is really nice. Thanks to the search engine I've decided on my phone and insurance. I'm getting a new 4s from Walmart for $188. An Otterbox Defender case from Amazon for $28 and the 2 year Apple Care+ for $99. I'm coming from a TracFone and this is my first smartphone.