Ok so I’m going to buy the iPhone 12 Pro Max outright which I always do when I buy a new phone, my iPhone 11 is only about 4 months old and Apple will give me £400 if I buy the iPhone 12 Pro Max direct from them or should I go down the eBay route? I think I may get more on eBay but by time you’ve paid eBay and PayPal their cut do you actually end up any better? Then there’s the time wasters to contend with ?