Verizon insurance vs AppleCare

Discussion in 'iPhone' started by danibug23, Nov 4, 2012.

  1. danibug23 macrumors member

    Sep 19, 2012
    I got an iphone 5 and cant decide which insurance is better. Which one do you guys have???? Which one is better in the long run and what do each one of the insurances cover thank you :)
  2. Steve.P.JobsFan macrumors 6502a


    Jan 27, 2010
    AppleCare+ over Verizon's "Total Equipment Coverage" insurance, which actually isn't provided by Verizon, it's provided by Asurion.

    Plus, with AppleCare+, you get support for iTunes, iOS, the actual phone itself, and you can take it to a Genius Bar to get it serviced. Plus, if you need it replaced due to accidental damage (cracked screen, water damage, etc), it's only $49.

    Think of Verizon's coverage like insurance for your house or car.

    If you call Verizon to make a claim on your iPhone, you pay a deductible. For example, I cracked my iPhone 4's screen about a month ago. I called Verizon, and made a claim. They wanted me to pay $210 for them to replace my iPhone. Where as with AppleCare, you'd only pay $49.

    IMO, AppleCare over Verizon's TEC any day.

    However, AppleCare+ does NOT cover lost or stolen devices. VZW's TEC does.
  3. Newbie MacUser macrumors member

    Jun 22, 2012
    As long as you don't spill or drop it in fluid why don't you got with the Zagg Invisible Shield Extreme for the iPhone 5? It apparently has shatter protection. (They have a screen only ($29) and also a front(screen) & back protector ($49) - would be a good idea if you got a black (scratch magnet) iPhone 5.

    (from second hand info I know someone that used a hammer on their iPhone 5 with the Zagg Extreme on it... and no cracks/damage)

    Zagg products have a Lifetime Warranty (so if the protector starts wearing out or not sticking then you just pay $3.99 S&H and they send you a new one)
  4. applebro macrumors regular


    Sep 8, 2012
    I would go with verizon tec. It's $11/month and it covers everything. It's a $150 deductible. As mentioned above AppleCare doesn't cover lost or stolen phones.

    If you're really prone to cracking screens and such go with the AC+ but if you're not and you want that cozy feeling that if something happens to your phone you won't have to pay $700 for another then tec is the best option.

    I've made a claim years before and the process went smoothly so I've stuck with it. Personally I've never had any need to go see an Apple "genius" so that aspect of AppleCare doesn't appeal to me.

    You could always get both I suppose.
  5. thatoneguy82 macrumors 68000


    Jul 23, 2008
    Beach Cities, CA
    I have AT&T's version of this insurance but it's cheaper monthly but the deductible is $199. I have both AC+ and this. Why? Because this covers lost/theft and AC+ covers the other stuff. I could care less how much it'll cost me in a year, all I care is that it's only $6.99/mo additional for me. So, my phone is covered from all damage, theft and being lost. My mind is at ease.
  6. From A Buick 8 macrumors 68040

    From A Buick 8

    Sep 16, 2010
    Ky Close to CinCinnati
    Check with your home owners ins or renters insurance. I added a rider to my home policy. For $19 a year my phone is covered for theft, loss or damage. $75 deductible.
  7. red39 macrumors newbie

    Nov 4, 2012
    with applecare, what kind of replacement iphone do you get...a brand new phone, or a refurb/repaired one?

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