I have upgraded every year or second year with Apple iPhone, but I am having a hard time justifying this time around. I have a 4s currently which still works great. Macrumors and other sites have described the main new features as "eh". The FP security is described as only marginally better than a 4 digit password and it is unlikely that banks or other secure sites will not use the feature in the near or even distant future. The 64 bit processor without more ram is no improvement. Camera is nice but still only 8 mp so cropping or blowing up photos is a challenge still. And most importantly the screen is still too small. It will be very difficult to resist upgrading because I love new tech and Apple products, but I may have to put it off for another year for the iPhone 6. I hope the new iPad has a better upgrade. Do you agree or disagree? Will you upgrade this time or wait for iPhone 6?