What a crap system!!! (U.S. health care)

Discussion in 'Politics, Religion, Social Issues' started by UltraNEO*, Jul 27, 2009.

  1. UltraNEO* macrumors 601

    UltraNEO*

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    #1
    Healthcare in the USA, how the hell do you put up with it?:eek:

    Seriously, putting money before healthcare doesn't sound like a very fair system especially if you happen to fall in the gaps. I feel so sorry for you poor folks who was recently made redundant. Dunno why your country can't have a system like the UK...
     
  2. sushi Moderator emeritus

    sushi

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    #2
    This is one thing I don't understand with the current system:

    Why was this covered under their plan?

    Sure having children is important for those who want them. But to me, health insurance is to keep you living. This seems like an optional not required procedure.

    On a side note, how many individuals would it take to pay this 1 million? Let's say their family insurance premium was $1,000 per month. It would take one person 83 plus years to pay this amount. Or to put it another way, it would take 10 insured individuals paying $1,000 per month, 8 plus years to pay for this.
     
  3. leekohler macrumors G5

    leekohler

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    #3
    As long as Americans keep putting ideology before practicality, we'll be stuck with it.
     
  4. skunk macrumors G4

    skunk

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    #4
    Interestingly enough, the UK NHS would cover this free of charge, but I suspect the cost would be far less.
     
  5. steve2112 macrumors 68040

    steve2112

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    #5
    That's something that has always irritated me. Stuff like fertility treatments and Viagra are covered, but corrective eye surgery like LASIK isn't. It's "cosmetic surgery". I've never had a plan that covered it.
     
  6. eawmp1 macrumors 601

    eawmp1

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    #6
    Until the US determines if a certain level of healthcare is a basic human RIGHT, rather than a RESPONSIBILITY of the individual to provide for himself, the healthcare system will not fundamentally change.

    That having been said - I am all for RATIONING in cases like this. How about we cover ONE round of fertility treatments. Beyond that, you want a child - either pay or adopt.
     
  7. skunk macrumors G4

    skunk

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  8. UltraNEO* thread starter macrumors 601

    UltraNEO*

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    #8
    The UK pay for healthcare via the working class paying a National Insurance (NI) contribution in to a pool, for anyone who needs state cover. Sure some people have to wait cause their illnesses isn't life threatening.
     
  9. skunk macrumors G4

    skunk

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    #9
    Not just the "working class". Everyone pays, even those who get their own private insurance, though the contributions are capped.
     
  10. ZachsMacDaddy macrumors 6502

    ZachsMacDaddy

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    #10
    Amen to that. I would love to get my eyes "fixed" so I don't have to endure the nightmare that glasses give me. But alas, I cannot afford to because it's not covered.

    BUT, should I ever have trouble with my junk, the insurance company is there to help willy up. I guess they figure it's nice to help out so we can screw someone like they enjoy screwing us.
     
  11. iBlue macrumors Core

    iBlue

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    #11
    It is a crap system. Having been on both sides of it, I think America should be so lucky as to have something like the NHS. Millions of uninsured people and others being stuck in crappy jobs and marriages for the sake of healthcare coverage, that doesn't sound like a civilized nation of freedom to me.
     
  12. UltraNEO* thread starter macrumors 601

    UltraNEO*

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    #12
    Actually, if your not in the employed sector and not getting paid social benefits, then you don't pay any NI contributions, cause your not in receipt of any income. But that doesn't mean you don't have cover if you ever need healthcare.

    Every single person in the UK whether or not they're employed have access to state healthcare and it's free!! Though you have to pay for medicine, even then it's subsidised by the government. However if you have proof to say your on any of the social benefits, then meds are free!
     
  13. UltraNEO* thread starter macrumors 601

    UltraNEO*

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    #13

    Well... I am British, so no need to move there. Though I like living in Japan.
     
  14. steve2112 macrumors 68040

    steve2112

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    #14
    I've always said it's because insurance companies are run by impotent old men. They want to make sure their company covers their Viagra.
     
  15. UltraNEO* thread starter macrumors 601

    UltraNEO*

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    #15
    Fail!!!

    It's all very well saying "Let's say their family insurance premium was $1,000 per month" but there are thousands of people in the US who can't get health cover simply because they're either over weight, suffer from an illness from birth, had an ear infection... or if you watch the video, you'll discover some peoples health cover is revoked!! :eek:

    Bottom line though, the entire system is a mess!! Completely motivated by the flows of money rather than putting people's health first!
     
  16. UltraNEO* thread starter macrumors 601

    UltraNEO*

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    #16
    Really? That's just sitting back and taking the ***** without fighting!!:rolleyes:
     
  17. leekohler macrumors G5

    leekohler

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    #17
    Yes, really. I've been fighting for this for as along as I can remember. You really don't understand the mentality of some people here. It should be obvious from these boards. Anytime it's proven that the free market has failed, which is true with health care, the idealogues freak out at any mention of fixing the problem that involves government at all. Americans are are so simple-minded that all anyone has to do is cry "socialism!" and that's the end of any meaningful discussion. That's when the hysteria sets in, and nothing gets done. In the meantime, people are getting sick or dying because some insurance company has decided it's not profitable for them. The idealogues reply? "Oh well, they should have had better insurance." No- I'm not kidding. You see that in these forums all the time.
     
  18. sushi Moderator emeritus

    sushi

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    #18
    My whole point was to equate the 1 million figure into something tangible.

    Not arguing with what you said. Just a different perspective.

    I worked with a fellow who's daughter was going to be short. He and his wife were short. She ended up receiving well north of 500,000 worth of drugs to make her body grow. IMHO, that is not the purpose of health insurance.

    Of course anyone is welcome to get their own private insurance for procedures/medication like this. But it should not be part of the normal health insurance policies.
     
  19. GfPQqmcRKUvP macrumors 68040

    GfPQqmcRKUvP

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    #19
    The problem is once you agree to get covered under a government program that is priced below cost (or even at cost), you effectively shut yourself off to private treatment. All the UHC people always say "but you can choose private insurance!" but it's simple econ, people won't choose a private insurance if the public system is so much cheaper because it's below priced below cost. If you're in the public system and you don't like how you're being treated for some health issue it's not like you can just hop over to the private sector. You'd need insurance, and you sure as hell aren't going to get insurance when something is already wrong with you after you find out you're dissatisfied with how you're being treated under the public system. You'll end up paying full price.

    sushi: You can't get insurance for a procedure or for just a medication. That's not what insurance is.
     
  20. UltraNEO* thread starter macrumors 601

    UltraNEO*

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    #20
    Sorry, I wasn't debating what you say.. I'm just adding to. I should of made that clear.
     
  21. UltraNEO* thread starter macrumors 601

    UltraNEO*

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    #21
    Sounds like too many people are watching "sci-fi" on TV or thinking it won't happen to them.... Then again, those same people also assumed that house prices in the US can't ever fall below the minus (-). I guess those people don't feel so cleaver now, huh!
     
  22. iBlue macrumors Core

    iBlue

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    #22
    Really? Because when I became annoyed with a non-urgent medical problem and wanted to be seen by a top-notch specialist faster than I could on the NHS, I went with private medical insurance (it costs very little through my husband's work, BTW) and have been treated by some truly incredible doctors and facilities. But, if I wasn't such a prissy and impatient patient I could have waited and been seen for 'free' under the NHS.
    Honestly, some of the people who argue against socialized medicine don't seem to know a lot about it.
     
  23. GfPQqmcRKUvP macrumors 68040

    GfPQqmcRKUvP

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    #23
    Can you please explain how you got affordable insurance, a business model that is predicated upon people paying money when they're not sick to pay for the people they bet will get sick, when you hadn't been paying money up until then? Unless of course you're saying that you had the insurance the whole time through your husband's work...
     
  24. MyDesktopBroke macrumors 6502

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    #24
    It's from a need that a whole lot of Americans feel they have to tell themselves over and over again that they are "free." They don't want anyone to decide what they do or don't do with their money, insurance, car, house, or run a business. Even their own democratically elected government is evil in their eyes. If someone else is doing bad, these Americans will blame those people. It's their fault, because everyone in America is "free" to do anything they wanted, so it's their own fault if they didn't succeed. If the government tries to step in and lend a hand, it's seen as communism and spreading the wealth around.
     
  25. iBlue macrumors Core

    iBlue

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    #25
    I'm not sure how it works out but the employees (and their spouses) at his work just get the insurance at a remarkably low rate. It's so damn good they waive all pre-existing conditions. (you read that correctly) I hadn't been properly diagnosed with anything at that time though so I'm not sure pre-existing would have been applicable anyway. I wanted faster care and I got it.
    Medical over here isn't as bleak and scary as you/others may think. There are options, good ones, under the NHS and private both. They operate fine together.
     

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