what are the benefits of getting state farm to insure my mac mini?

Discussion in 'Mac mini' started by tbluhp, Jun 29, 2010.

  1. tbluhp macrumors 6502a

    Joined:
    Sep 6, 2006
    #1
    Will state farm let me file a claim if machine broke like you can if you bought squaretrade?
     
  2. indg macrumors 6502

    Joined:
    Feb 7, 2007
    #2
    state farm home insurance? treated like any other personal possession on your property i'd imagine. check your insurance policy.
     
  3. wirelessness macrumors 6502

    Joined:
    Jun 20, 2010
    #3
    The break even point for making a claim on your home owners policy is usually much higher than the cost of a new Mini.
     
  4. tbluhp thread starter macrumors 6502a

    Joined:
    Sep 6, 2006
    #4
    What do you mean?
     
  5. Nabby macrumors regular

    Joined:
    Jul 10, 2008
    #5
    Unless the deductible for your homeowner's insurance is less than the cost of a new Mac Mini (and you are willing to bet that they won't raise your rates if you file a claim), then it isn't worth insuring via State Farm. I haven't used Square Trade, but everyone here says they are great.

    I do everything in my power to avoid filing a homeowner's claim, but maybe that's just because those of us in Hurricane Prone Florida have insurance issues!

    Nabby
     
  6. tbluhp thread starter macrumors 6502a

    Joined:
    Sep 6, 2006
    #6
    No this won't be on their homeowners policy would be under a different term that they use.
     
  7. rtkane macrumors regular

    rtkane

    Joined:
    Apr 29, 2010
    #7
    Many homeowners policies include an optional rider for coverage on specific things. I have a policy on my computer that's deductible free and runs me $8 per year:


    Personal Computer

    Provides additional computer coverage not automatically included in a homeowners or renters policy. Events like fire, lightning, windstorm, theft and vandalism are already covered by homeowners and renters policies. Additional Computer Coverage offers protection against drops and spills that cause damage to your computer.


    Seems worth it to me.
     
  8. tbluhp thread starter macrumors 6502a

    Joined:
    Sep 6, 2006
    #8
    I got a email from a state farm rep she said it would cost me $15 a year. Then I get other emails from other state farm reps saying $25-50 a year so I go with $15
     

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