hi, just got a mac. yesterday i found out that bigger than 4gb files cant be transferred to a FAT32 format 16gb pen drive. i am new to the FAT, FAT32, NTFS formats. i heard that mac will have limitations with NTFS drives. basically i would like to be able to use my 1TB HD with my mac only and my 500gb HD and my 16gb pen drive with both mac and windows. what formats shall i convert them into? or shall i convert them all into NTFS and constantly use paragon ntfs for mac software? what format do mac uses? by the way i am kinda surprised to find out that nobody has been able to sort this format issue out yet!