What insurance are you people using to insure your precious iPhone 6s?

Discussion in 'iPhone' started by LiemTa, Oct 9, 2015.

  1. LiemTa, Oct 9, 2015
    Last edited by a moderator: Oct 10, 2015

    LiemTa macrumors 6502

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    Jun 2, 2014
    #1
    Carrier, or Apple Care, or third party insurers.
     
  2. yillbs macrumors 6502

    yillbs

    Joined:
    Oct 2, 2015
    Location:
    Texas
    #2
    Carrier for me! Apple care isn't as good as it once was!
     
  3. Jordan921 macrumors 68040

    Jordan921

    Joined:
    Jul 7, 2010
    Location:
    Bay Area
    #3
    Don't have insurance and never needed it.
     
  4. yillbs macrumors 6502

    yillbs

    Joined:
    Oct 2, 2015
    Location:
    Texas
    #4
    Thread Title Was : What insurance are you people using to insure your iPhone 6s?
    Thread Question Was : Carrier, or Apple Care, or third party insurers.

    I think some of these posts / threads would be much less filled with clutter if you simply answered his question, and maybe even throw in a why you use said insurance company :)
     
  5. Jordan921 macrumors 68040

    Jordan921

    Joined:
    Jul 7, 2010
    Location:
    Bay Area
    #5
    I did answer his question. He asked what insurance we are using to insure our phones and I said I don't have insurance and never needed it. Thanks for being the thread police. Here's a "high five" for you.
     
  6. bruinsrme macrumors 603

    bruinsrme

    Joined:
    Oct 26, 2008
    #6
    Third party Squaretrade, $109 $50 deductible.
    Easy to deal with.
    I chose to take it to the Apple Store and pay out of pocket, get the points on cc, then pay the bill with the check I receive about 5 days after submtting the bill.
     
  7. Josh125 macrumors 6502

    Josh125

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    Apr 28, 2008
    Location:
    Katy, TX
  8. cdm283813 macrumors 6502

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    Jan 10, 2015
    #9
    My insurance is a case. It hasn't failed me yet.
     
  9. Eileen89 macrumors 65816

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    Aug 12, 2014
  10. garirry macrumors 68000

    garirry

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    Apr 27, 2013
    Location:
    Canada is my city
    #11
    Don't see the point of that unless you break your phone every month or something.
     
  11. lordofthereef macrumors G5

    lordofthereef

    Joined:
    Nov 29, 2011
    Location:
    Boston, MA
    #12
    Putting aside what I would pay on insurance each month into a small account. I have enough in that account to buy two new phones over the years. It's worked out well for me this far. I may end up using some of the cash as fun money at some point. :)
     
  12. yillbs macrumors 6502

    yillbs

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    Oct 2, 2015
    Location:
    Texas
    #13
    That's actually a pretty decent idea....
     
  13. kpewpew macrumors newbie

    Joined:
    Sep 23, 2013
    #14
    I got 2 years of coverage with Upsie, $50 with a $25 deductible
     
  14. supervelous macrumors 6502

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    May 28, 2010
    #16
    You people?!! What do you mean "you people"??...
     
  15. MadManDan macrumors member

    MadManDan

    Joined:
    Sep 24, 2015
    #17
    Now this looks interesting!
     
  16. iNinja08 macrumors regular

    iNinja08

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    Sep 21, 2015
  17. eagleglen macrumors 6502a

    eagleglen

    Joined:
    Oct 2, 2009
    Location:
    San Diego, CA
    #19
    I use the carrier insurance I get from AT&T. It's $7/mo and now that I have had it for over a year without a claim, my deductible is reduced 50% to $100. My main reason for using AT&T's insurance instead of AppleCare + is to have theft and loss coverage, plus I upgrade every year, so I would never get the full benefit from AppleCare.
     
  18. bpeeps macrumors 68020

    bpeeps

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    May 6, 2011
    #20
    Minus around $650 for ugly
     
  19. iNinja08 macrumors regular

    iNinja08

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    Sep 21, 2015
    #21
    nah, its sleek and sexy, and single-handedly could take down isis
     
  20. lordofthereef macrumors G5

    lordofthereef

    Joined:
    Nov 29, 2011
    Location:
    Boston, MA
    #22
    I've always been a fan of o my insuring things that would cause a large financial hardship to replace. I also feel like the deductible versus the full value of the device ration is way too high. If deductibles (from reputable places) were maybe $50 I might bite. Most want $200 plus the $10 monthly fee. Unless I lose my phone I'm almost always better off paying for out of warranty repairs anyway. It's the same thing with Apple care; deductibles are too high and Apple is too generous wth out of warranty repairs.
     
  21. andyp350 macrumors 6502a

    Joined:
    Aug 14, 2011
    #23
    My contents insurance on my house covers any personal possessions I carry with me so I don't need specific insurance for my phone.
     
  22. Will22 macrumors 65816

    Will22

    Joined:
    Dec 4, 2011
    #24
    Similar for me but our house insurance is free with our bank. I've never used it but my wife has, she had a new sealed phone delivered in less than 24 hours and they don't even charge an excess fee.
     
  23. TroyBoy30 macrumors 68020

    TroyBoy30

    Joined:
    Jun 9, 2009
    Location:
    Atlanta GA

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