Thread Title Was : What insurance are you people using to insure your iPhone 6s?Don't have insurance and never needed it.
I did answer his question. He asked what insurance we are using to insure our phones and I said I don't have insurance and never needed it. Thanks for being the thread police. Here's a "high five" for you.Thread Title Was : What insurance are you people using to insure your iPhone 6s?
Thread Question Was : Carrier, or Apple Care, or third party insurers.
I think some of these posts / threads would be much less filled with clutter if you simply answered his question, and maybe even throw in a why you use said insurance company
That's actually a pretty decent idea....Putting aside what I would pay on insurance each month into a small account. I have enough in that account to buy two new phones over the years. It's worked out well for me this far. I may end up using some of the cash as fun money at some point.
I've always been a fan of o my insuring things that would cause a large financial hardship to replace. I also feel like the deductible versus the full value of the device ration is way too high. If deductibles (from reputable places) were maybe $50 I might bite. Most want $200 plus the $10 monthly fee. Unless I lose my phone I'm almost always better off paying for out of warranty repairs anyway. It's the same thing with Apple care; deductibles are too high and Apple is too generous wth out of warranty repairs.That's actually a pretty decent idea....
Similar for me but our house insurance is free with our bank. I've never used it but my wife has, she had a new sealed phone delivered in less than 24 hours and they don't even charge an excess fee.My contents insurance on my house covers any personal possessions I carry with me so I don't need specific insurance for my phone.