Hi all. I am about to start a venture for which I need to buy a MBP, but we are looking to purchase it on "Interest free" credit. I know that sometimes they make it as difficult as poss to repay within the 0% period, but believe me I'll make sure I pay it within that period. I spoke to a salesman earlier, who tried to tell me that if I bought the MBP on "Interest free" plan, I'd pay 10% more... this just doesn't add up to me (pardon the contradictory pun! ). If the cash price is £1,328 and I take it on interest free, and pay the loan back WITHIN the period, I pay £1,328 and not a penny more, right?. They are hoping I will fall behind and default to the X% APR rate so that they can rinse me dry, surely?. My question is, I am not gonna pay a penny more than the stated RRP unless I default and fail to pay the full amount within the agreed timescale - am I correct?. Would someone with more financial knowledge mind explaining this, as simply as concisely as possible, as this salesman sounded like he was talking out of his, erm, "hat". Thanks. PS: No, going down the Apple UK route is not an option, in case anyone suggests it!