I see comment after comment around the web about the lack of NFC in the new iPhone, and how NFC would make sense paired with passbook. Samsung is putting out adds blasting the iPhone for not having NFC. From some things that I have read, bluetooth 4.0 can do the same things that NFC does. Yet no one, not even apple, is talking about this. Am I totally wrong? Am I missing something? Here is where I am getting this idea.