Just speculation: Do you believe Apple will skip the 'S' generation for the 5? I'm wanting opinions because if the next generation iPhone is the 5S, it likely won't be worth the upgrade, and I won't purchase an unsubsidized phone. If it is likely Apple will skip to the iPhone 6, I'll get the unsubsidized one to save some money. Also, somewhat related - If I use the Early Upgrade price on AT&T (that is the $250 one), will my contract be renewed? As in, will I have to pay an upgrade fee again next year?