way of getting a cell phone? It makes no sense how most companies want people to have a credit score just so they can get a phone. They should do things differently than being forced into a contract. 90 percent of people THINKS the iPhone only cost $200 but they are tricked and pay way more just for being on contract. WHAT companies should do is make people sign a agreement without any credit score or big stressful contracts with many restriction. The agreement should be is that if the person does not pay the due amount in a certain time...There phones will be blacklisted. Something like that...or pay the phone $200 with a credit card and continue paying them the remaining amount and if not due then they automatically charge the credit card. But without being forced into a contract that has many restrictions and can also ruin credit score. Like many people may not be able to pay both the phone due and phone service at the same time and that is what is bad about contracts for a phone. You are forced to pay for something with restrictions and services that you may not use much of.