So I purchased my policy back in 2010 and at the time I looked at the chart similar to what is being displayed here and said oh so they cover theft great... Well in December 2011 my car was broken into... one of the items that was stolen was my iPad from my center console and navigation system. I thought I was covered..... But Worth Ave Group, aka iPadinsurance.com denied my claim due to no forced entry. In their policy it requires forced entry. I think that WORTH AVE GROUP needs to do some truth in marketing as their product comparison chart makes it look as though they offer the same coverage as Safeware... YET THEY DON'T I had security footage showing them getting in my car. http://www.youtube.com/watch?v=t4QLvqyqwh8&feature=g-upl&context=G2e8ffb6AUAAAAAAAAAA http://www.youtube.com/watch?v=pgIxN4sERzY&feature=g-upl&context=G2eb4569AUAAAAAAABAA After showing Worth Ave Group this footage they still denied the claim due to no forced entry. So I contacted Safeware who said they would approve my claim if I had had a policy with them. Theft is theft and as long as you have a police report you would be covered. So, although I have send a bunch of people to worth ave group/aka ipadinsurance aka nssi I no longer can as I feel their is a better product with greater coverage out their that won't leave you or me empty handed when / if the time comes when you need to file a claim.