i just bought a 32 GB verizon iphone yesterday. I have never had a smartphone before ever. I am accident prone and a newb at technology. I understand that applecare will cover your tech support if you are having any problems with the phone, or if anything functionality-wose breaks on the phone- they will repair it. However, applecare does not cover, dropped/cracked phones, water damage, etc. It was recommended to me to buy squaretrade, and it looks awesome! I am considering buying both, that way I am fully covered from basically all angels....what do you think about this ??? good move or bad move an why ? remember...this is my first smartphone and i am a newb.