Well since everyone is getting into the fun:
My "I do this for fun" site:
http://www.westsidegardener.com/. Note that it won't look as good on IE, and will be absolutely broken on Netscape 4.
My "this is my day job" site:
http://www.ee.washington.edu/
Edit: Forgot to answer the other question. For the most part I've coded HTML and CSS by hand using some combination of SubEthaEdit, Nedit, and TextPad - depends on what OS I was using at the time. I use Dreamweaver for quick updates once a template has been set up, and images were all Gimped or Photoshopped.
Unfortunately some of the users responsible for updating the "day job" site's pages are stuck with FrontPage, which doesn't always play nice with non-IE browsers; so I have to clean up problems as I find them by hand (a real pain in the... neck, if you've ever seen FrontPage generated code).