"Is there something out there where I can set it and forget it?"
There may be apps and services that claim to do this, but my advice is, insofar as backup is concerned, you will get out of it what you put into it.
Put just a small amount of thought and effort into it, and you will be rewarded in a "moment of extreme need". And those moments do happen.
Even if you go with some kind of "internet backup solution", you should still keep a "local copy" of your data. And the BEST kind of local backup to have around is a bootable clone backup of your internal drive.
You can assemble a reliable backup system for less than $100. Here's what I suggest:
1. Get one of these:
http://www.amazon.com/s/ref=nb_sb_noss_1?url=search-alias=aps&field-keywords=usb+sata+dock
(many items shown, they all work the same, just pick one you like that's cheap)
2. Get a "bare" SATA hard drive from the vendor of your choice (sometimes you can even find a "spare" that someone doesn't need any more)
3. Download version 3.4.6 of CarbonCopyCloner from here:
http://www.bombich.com/download.html
(version 3.4.6 is free to use)
When you have these things, do this:
1. Connect the dock to the drive
2. Put the drive into the dock and turn it on (it won't be initialized and you may get an alert to this effect)
3. Launch Disk Utility and initialize the drive (use GUID format, one or more partitions as needed)
4. Once initialized the drive will mount on the desktop -- give it a recognizable name.
5. Launch CCC. On the left, choose your internal drive as your source.
6. On the right, pick the docked drive as your target
7. Choose to backup everything and let CCC do its thing.
When done, you will have a fully bootable "clone" backup of your internal drive.
(Note -- a simple clone backup with CCC will not backup the "emergency partition" that the OS creates on your internal drive, but that's not necessary -- with a CCC clone, you have a backup "emergency" drive that is MUCH MORE USEFUL to you.
Do this, and you'll be both backed up, AND, you will have a bootable drive close at hand.
If you have an office where you can securely store a hard drive, you might consider buying a second bare drive, and create a second CCC clone and keep it as your "offsite backup". Having a USB/SATA dock makes things like this incredibly easy.