Apple has this talent to make existing ideas "happen" for lack of a better term.
mp3 players existed long before the iPod but it took Apple's influence to change the music industry and how we consume music.
Tablets existed long before the iPad but it took Apple's influence to make it a household item.
You are correct in stating that no one cares about NFC but if Apple does indeed include it in the iPhone 6 you can bet there is something industry changing behind it.
Exactly.
Old MP3 players were either flash players with a tiny amount of storage space... or they were big heavy devices with 2.5" laptop hard drives.
Enter Apple... who decided to use a 1.8" hard drive in the first iPod... for huge capacity
and a small physical size.
And this is exactly what Apple is good at. Apple has a knack for turning off-the-shelf parts into a spectacular device.
Toshiba had created a 1.8" hard drive... but they didn't even know what to do with it.
Apple did.
But the iPod wasn't
just about the hardware... it was also the iTunes Music Store that had something to do with the iPod's popularity and the evolution of the music industry. Apple could sell you the hardware
and sell you music too.
Most companies couldn't do that.
We might see the same sort of thing happen in the mobile payments industry. Lots of companies have phones with NFC chips... but very few have their own payment infrastructure.
Apple does.
Who knows... Apple could launch "ApplePay" and have a complete solution for buying things with your phone. Apple has what... 800 million credit cards on file already? It's certainly within the realm of possibility.
Once again... that's what Apple is good at... taking an off-the-shelf technology (NFC chips) and integrating it with their own technology (iTunes payments)
Very few companies can provide such a complete solution.