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any other payment methods??

D

daniviva

macrumors newbie
Original poster
Hi guys~

I am going to buy a 15" Powerbook and iPod together with student discount in this coming September. However, my max. credit card limit is just $1700 🙁 !!
thus, I can't ,even, pay for a BTO 15" PB 🙁 , leave alone the iPod.

What can I do?? 😕 Can I order my BTO powerbook and iPod in my local Apple Store and pay them cash??

Thank you~
 
daniviva said:
Hi guys~

I am going to buy a 15" Powerbook and iPod together with student discount in this coming September. However, my max. credit card limit is just $1700 🙁 !!
thus, I can't ,even, pay for a BTO 15" PB 🙁 , leave alone the iPod.

What can I do?? 😕 Can I order my BTO powerbook and iPod in my local Apple Store and pay them cash??

Thank you~
Click to expand...

If you have the cash for it, you could get one of those pre-payed credit cards or visa gift cards. Or you could call the credit card company and see if they'll extend you a larger line of credit. if you haven't asked for a while and you pay all your bills, they may well do it. I don't know about ordering through an apple store, but I wouldn't be surprised if they would do that.
 
As of last November, you couldn't get BTO through an Apple Retail Store. I don't know if that has changed .
 
You can pay by certified check (from your bank) or by a bank wire transfer through the online Apple Store. You'll have to call in the order and tell them that you're paying by that route, but it's a pretty easy way to do it. I ordered my first Mac (iBook G3) by wire transfer because I didn't have a credit card yet, and it didn't create any problem whatsoever.
 
I'll be ordering mine with a Visa check card...I wonder if that will pose any problems. I had planned on calling the bank before I did it so that they would approve it. That's all I can think of doing.
 
NCTRNL said:
I'll be ordering mine with a Visa check card...I wonder if that will pose any problems. I had planned on calling the bank before I did it so that they would approve it. That's all I can think of doing.
Click to expand...

I know that my (regular, standard) Visa check card has a combined daily limit of ~$2000, and they are really strict on that, regardless of how much may be in your account at the moment.

Some other Visa check cards (platinum in particular, I believe) have higher daily limits.

It may also depend on your bank; I'm not sure.
 
kanker said:
As of last November, you couldn't get BTO through an Apple Retail Store. I don't know if that has changed .
Click to expand...
AFAIK, and I checked recently, it isn't possible yet.
 
jsw said:
AFAIK, and I checked recently, it isn't possible yet.
Click to expand...

I read on these forums that Apple.com will accept a wire transfer directly from a bank account/

so will I 😀



Edit./ Numark wrote it up above. sorry. I have short term memory loss today.. ooohhhh a butterfly 🙂
 
strider42 said:
Thanks for the info. I was not aware of this fact.
Click to expand...
Note that I only asked about ordering and taking delivery in the store (I live in MA but near NH, and NH has an Apple Store and no sales tax...). You might very well be able to order and pay for a system to be delivered to your house. Sorry for the misleading post - I'd asked a slightly different question, and it's possible that even the answer to that question has changed. It wouldn't hurt to call your local store - if you have one - and ask!
 
You should apply for an Apple Instant Loan. If you have the cash then you should be able to pay it off quickly. The interest is probably less than your Credit Card.
 
wdlove said:
You should apply for an Apple Instant Loan. If you have the cash then you should be able to pay it off quickly. The interest is probably less than your Credit Card.
Click to expand...
The question is whether a student can get an Apple Instant Loan in the first place. Most of us don't have very much credit, so there's a lot of fees and interest probably attached even if you can get approved for the loan.
 
numark said:
The question is whether a student can get an Apple Instant Loan in the first place. Most of us don't have very much credit, so there's a lot of fees and interest probably attached even if you can get approved for the loan.
Click to expand...


??

Really??

I've had a credit history since I was 16... and I've never missed a payment. So far I think my credit rating is pretty good...
 
numark said:
The question is whether a student can get an Apple Instant Loan in the first place. Most of us don't have very much credit, so there's a lot of fees and interest probably attached even if you can get approved for the loan.
Click to expand...

I would also suggest calling you credit card company to increase your limit. It doesn't hurt to give the Apple Loan a try.
 
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