any other payment methods??

Discussion in 'Buying Tips, Advice and Discussion (archive)' started by daniviva, Aug 30, 2004.

  1. daniviva macrumors newbie

    Joined:
    Aug 1, 2004
    #1
    Hi guys~

    I am going to buy a 15" Powerbook and iPod together with student discount in this coming September. However, my max. credit card limit is just $1700 :( !!
    thus, I can't ,even, pay for a BTO 15" PB :( , leave alone the iPod.

    What can I do?? :confused: Can I order my BTO powerbook and iPod in my local Apple Store and pay them cash??

    Thank you~
     
  2. strider42 macrumors 65816

    strider42

    Joined:
    Feb 1, 2002
    #2
    If you have the cash for it, you could get one of those pre-payed credit cards or visa gift cards. Or you could call the credit card company and see if they'll extend you a larger line of credit. if you haven't asked for a while and you pay all your bills, they may well do it. I don't know about ordering through an apple store, but I wouldn't be surprised if they would do that.
     
  3. kanker macrumors 6502

    Joined:
    Nov 13, 2003
    Location:
    Indy
    #3
    As of last November, you couldn't get BTO through an Apple Retail Store. I don't know if that has changed .
     
  4. numark macrumors member

    Joined:
    Jul 24, 2004
    Location:
    Buffalo, NY
    #4
    You can pay by certified check (from your bank) or by a bank wire transfer through the online Apple Store. You'll have to call in the order and tell them that you're paying by that route, but it's a pretty easy way to do it. I ordered my first Mac (iBook G3) by wire transfer because I didn't have a credit card yet, and it didn't create any problem whatsoever.
     
  5. NCTRNL macrumors regular

    Joined:
    Aug 17, 2004
    Location:
    Kansas City
    #5
    I'll be ordering mine with a Visa check card...I wonder if that will pose any problems. I had planned on calling the bank before I did it so that they would approve it. That's all I can think of doing.
     
  6. dotnina macrumors 6502a

    Joined:
    Aug 19, 2004
    #6
    I know that my (regular, standard) Visa check card has a combined daily limit of ~$2000, and they are really strict on that, regardless of how much may be in your account at the moment.

    Some other Visa check cards (platinum in particular, I believe) have higher daily limits.

    It may also depend on your bank; I'm not sure.
     
  7. jsw Moderator emeritus

    jsw

    Joined:
    Mar 16, 2004
    Location:
    Andover, MA
    #7
    AFAIK, and I checked recently, it isn't possible yet.
     
  8. keysersoze macrumors 68000

    keysersoze

    Joined:
    Jan 6, 2004
    Location:
    NH
    #8
    I read on these forums that Apple.com will accept a wire transfer directly from a bank account/

    so will I :D



    Edit./ Numark wrote it up above. sorry. I have short term memory loss today.. ooohhhh a butterfly :)
     
  9. strider42 macrumors 65816

    strider42

    Joined:
    Feb 1, 2002
    #9
    Thanks for the info. I was not aware of this fact.
     
  10. jsw Moderator emeritus

    jsw

    Joined:
    Mar 16, 2004
    Location:
    Andover, MA
    #10
    Note that I only asked about ordering and taking delivery in the store (I live in MA but near NH, and NH has an Apple Store and no sales tax...). You might very well be able to order and pay for a system to be delivered to your house. Sorry for the misleading post - I'd asked a slightly different question, and it's possible that even the answer to that question has changed. It wouldn't hurt to call your local store - if you have one - and ask!
     
  11. wdlove macrumors P6

    wdlove

    Joined:
    Oct 20, 2002
    #11
    You should apply for an Apple Instant Loan. If you have the cash then you should be able to pay it off quickly. The interest is probably less than your Credit Card.
     
  12. numark macrumors member

    Joined:
    Jul 24, 2004
    Location:
    Buffalo, NY
    #12
    The question is whether a student can get an Apple Instant Loan in the first place. Most of us don't have very much credit, so there's a lot of fees and interest probably attached even if you can get approved for the loan.
     
  13. FuzzyBallz macrumors 6502a

    FuzzyBallz

    Joined:
    May 2, 2003
    Location:
    Home of Al-Qaida
    #13
    Call your CC company, and ask them to raise your limit.
     
  14. vraxtus macrumors 65816

    vraxtus

    Joined:
    Aug 4, 2004
    Location:
    San Francisco, CA
    #14

    ??

    Really??

    I've had a credit history since I was 16... and I've never missed a payment. So far I think my credit rating is pretty good...
     
  15. wdlove macrumors P6

    wdlove

    Joined:
    Oct 20, 2002
    #15
    I would also suggest calling you credit card company to increase your limit. It doesn't hurt to give the Apple Loan a try.
     
  16. daniviva thread starter macrumors newbie

    Joined:
    Aug 1, 2004

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