Meh. Won't have to. It's leased.
Leasing is just a bad idea. Talk about throwing money away. If that thing gets totaled, your insurance company will pay off the balance of the lease and then you get nothing. You get zero money to buy a new car or even put a down payment on a new lease.
A friend of mine had leased a new Camry a couple years back. Long story short, after a year or so we got rear ended by a drunk driver. Car was totaled. The insurance company paid off the rest of the lease term but he was left scrambling with no money to try to find a new car.
At least when you actually buy a car and take out a loan you're gaining an asset. Then the insurance company would pay off the balance of the loan and you would get the remaining money to put towards a replacement vehicle.
That's fine, see, I don't get offended like many others on here do when you talk about my car.
That's great, but there's no need to be an ******* about it. You're not better than everyone else just because you drive a BMW. That's how your attitude comes across in your posts.