Number 1 on the fraud list should be....
Best Buy.
I have personally overheard conversations by sales people telling an innocent couple they need to purchase the Best Buy protection plan. (Because it is better than Apple Care) Just as I would in any case, I enter myself into the conversation and tell the consumer they do not need to buy Best Buy's plan and can wait up to a year to purchase AppleCare, for les money than the BB protection BS. As the sales person back peddles, I find they are often incredibly misinformed and are simply reading from a script.
I have always had an OK experience at Best Buy, but I would NEVER suggest to anyone purchasing an Apple product from Best Buy, or bringing it back to the store for repair. It absolutely IRRITATES me when I see a beautiful brand new iMac sitting back in their Geek Squad, knowing a family was ripped off by some up-sell. IMHO, their tactics are no less deceiving than this other fraud being described.
Agreed.