But you don't mind sounding like a jackass admitting on here that you refuse to wave your phone in front of an NFC terminal that has been confirmed months ago to support Apple Pay, on the off chance that it might not work and you'd look stupid for it, somehow? There's a Sprouts I go to that specifically takes Apple Pay, but it declines me every time I use it (still takes the same card in plastic, though.) They told me it fails about half of the time.
What else do you stop yourself from doing with your life due to the risk that people might make fun of you?
What an excessively negative reply! I don't stop myself from experiments in public humiliations, but I certainly do try and avoid adding inconvenience and delay to other customers in line for a selfish experiment. Since we've crossed the ad hominem line, are you the kind of person that cuts to the end of a highway merge to save yourself time, at the expense of the hundred people you pass?
There are many NFC terminals, at home depot and publix, for example, that look like they are going to work, but ultimately decline due to some unpublished backside non-conformance. A NFC terminal is not an Apple Pay terminal. It failed at Home Depot, and it failed at Publix. It may also have failed at CVS.
So, three for three times I tried to use it at a vendor I didn't already know accepted Apple Pay, it did not work. It has, however, worked at Firehouse Subs, and it's pretty great when it does.