...any disaster except burglary.
Burglars typically don't take hard drives and storage devices, but laptops, game consoles, game disks and cameras.
One other thing you can do is buy a bunch of 64GB microSD cards, tape them to a piece of paper, and slide them to your wallet. You should encrypt it in case of a theft. It's safer than cloud, and in case of theft, fire or earthquake you have a second set of copies. But if you have a business, you should consider a second storage location in a different city.