You are carrying a $600 to over $800 phone!. If you are robbed then there goes everything. Neither is safer but I prefer to still carry cash to the little daily things!
You missed my point. I'm not arguing that i am unsafe carrying acouple twenties. What I am wondering is how on earth I am SAFER carrying that money. "I carry cash for safety". Safety from what? The tax man in disguise?
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Cash is something that is accepted by anyone and everywhere, and you aren't reliant on a third party.
I've seen on occasion communication issues with companies and their credit terminals, where they temporarily only accept cash. There's also the chance that Apple would be down for a short while and not apple to process Apple Pay, or your credit card company could put a hold on your account due to suspicious activity. What if they do that and you don't have cell service, and you need to buy gas?
Where I live there is a gas station on every corner. Most highly populated cities are this way. I've never seen or heard of a situation where every single terminal within a ten mile radius is down. If you live in rural Nebraska, this makes sense to me. Or if you're tabelig somewhere you don't know. But we are discussing every day life here folks. I have zero reason to carry cash with me everywhere I go. Although I suppose a couple crisp bills would be nice if I ran out of toilet paper in a public bathroom, right?
Realistically I don't really care what sort of cash anyone carries. It's amazing to me how people are implying the OP will "learn someday" what happens when you don't carry cash. I'll tell you what. Nothing. The other day Regina's Pizza credit card twrminal was down. I did something that many before me did as well. I walked about 100 yards to the ATM, popped in my card, selected a cash value, and it vended me some cash that I could hand to the pizza man. It was glorious.
In the theoretical "account locked, no service, need gas" scenario I would go into the gas station and ask to use their phone. I should probably also carry a spare blanket, a couple gallons of water, and a week's worth of food in my trunk in case the world goes to ****, but I like living in the edge!
On a much more serious note (I felt I had to say that in case the extremely heavy bits of sarcasm were missed), I've actually been in a situation where the vendor wasn't able to give me change for the $20 I had due to everyone oaying in higher bills. That is totally a possibility as well. I guess the argument is to come armed with singles too, which I suppose is fair. I just had them swipe my card with square though.