Hmmm, a quick Google of "att next declined" shows a lot of results that sound similar to posts in this thread.
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iPhone Upgrade Program Causing Headaches for Some Launch Day Customers
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I spoke with one of the reps this morning after getting declined twice last night. He said I'll have to call them back later once the full file is entered into the system. One interesting thing I learned is that the credit score does not affect this loan. This makes sense since I myself have a pretty good credit score among many others on this forum and other forums who were declined with great credit score. He says what they look for are things like "30-60-90 day payment history (idk what this means)," "history of bankruptcy," etc. he also mentioned that since it is an automated system, any demographics/billing info (name, address, and all the other personal information) have to match perfectly, otherwise the system would reject the application. It appears that I'll just have to wait and call them back later.
So for my plan, there's no such thing as bring your own device. My plan is priced whether I bring a phone or not, no difference. The only thing is that if I were to be on the Next plan, my price would go up per month because I'm now paying to upgrade in a certain time period.
couple of reasons; apple average selling price is $600 to the carriers, and their are losing money selling iPhones. So all the carriers adjusted price of the plan and separated out contract and contract less monthly plans.
Att forced apple.com not to sell contract phones/plans so that they can make little money (activation/upgrade fees and so on).
2 year contracts are coming to end by all the carriers in few months anyway.
If you get a phone on the plans, such as this, you're paying at a rate of 1/2 the price of the phone in 1 year. You have two options at that point:
1) Turn the phone in for a new upgraded phone and start over paying for that new phone at the same rate or..
2) Keep the phone and at the end of 2 years, you would have paid full retail price of the phone.
If you get the phone on a 2year subsidized, you're paying half the retail price and just paying your monthly bill. The monthly bill shouldn't change because the plan prices are set regardless of the smart phone you bring in.
That's how my plan works anyway. Maybe there are different scenarios for other plans.
I had a really frustrating experience at the Apple Store last night too. Even though I have a credit limit of $5600 and a credit score of 730, my credit check failed with two cards... I wonder if it's possible to go back and return this phone, then buy one with the upgrade program. Any thoughts?
That refers to how many times you have been 30, 60, and 90 days late on each of the trade lines on your credit report. Technically a late payment doesn't hurt you until it is 30 days late, at which point the counter gets hit.
That's what I'm doing and it appears that many others are choosing this route as an alternative. Hope I can resolve this in less than 2 weeks...
I had the same issues. I went to purchase two phones through the upgrade program and was approved, then the card I used was declined. It is a credit card, with enough limit on there. However, it is the only card I carry. I almost had to leave without my phones. However, I asked the guy on a whim, can we use the verizon upgrade program? We did that, the same card worked perfectly! I think the guy was skeptical it would work. Honestly, I was terrified my card had been hacked or something so I was relieved when it worked. After buying the phones through Verizon I also bought an Apple Watch and a spare band and used the same card, and it worked perfectly! No idea why it wouldn't go through.
Any suggestions on buying an unlocked phone for the same retail price and not deal with phone companies? Hopefully no tax too? I would like to own the 64GB iPhone 6s for $749 and not a penny more, then try pre-paid plans.
I was considering TMobile Jump installments but wanted prepaid, unfortunately they state that only post paid service customers can take adventage of installments. But, it may be that they will charge an extra $5 on taxes for their lease program. I am looking to save not spend more.
you can buy it for FULL price? get the verizon phone which is unlocked.
not sure if you are asking or not
What's the best way to get iphone 6s contract free, unlocked? Do you use prepaid service?
It's pricey for sure, but after my calculations it seems the best to just pay upfront especially since I have 0% apr through my cc until next June. We end up paying full price either way, but at least this way I avoid the monthly hassle, risk of missing a payment, and perhaps any surprise taxes and fees on one of these leasing programs. Also, if going the Apple upgrade route, I do not think they give you the option to pay it off in the end if you decide to keep the phone.
Going with Verizon? I would like to avoid post paid plans. I have boycotted phone companies for 1.5 years using my older out if contract phone, but now would like to try a pre-paid plan.
Well I remember an even massive disaster with a USA subprime mortages.
If you don't have the money, then don't spend it. To be honest it has to do with the fact that in Europe it's pretty hard to get money or find quick jobs because everything is tied up by administrative rules and taxes at every cut. So if people where to have credit here they would all fall indebt we know way to repay it.
Remember how it started? The US subprime crisis. It's your fault, but the world will eventually get back at you for this.
There are only 5 states that don't have sales tax. If you don't live in one of them, then you are paying $45+ in sales tax.
Amex worked just fine for me. In and out in 20 min. Just after they opened on Friday.
Just the verizon iPhone, which has all the BANDS including CDMA (so it can work on any carrier and prepaid plans as well).
What a mess glad I didn't have to deal with this, woke up early and did it via AT&T Next Program. I would encourage all that had issues to let Apple know about it via the feedback link on their web site, maybe they will respond to you or throw you a bone. Either way do it!
http://www.apple.com/feedback/
-Mike
http://www.apple.com/feedback/
-Mike
Ahh yeah, you're on an older plan and not on a newer mobile share plan so that makes sense.
Here is what has me a bit concerned about the Apple Upgrade program, and if anybody know the answer to this, I would greatly appreciate it.
I've read the terms and conditions http://www.apple.com/legal/sales-support/iphoneupgrade_us/ and it seems quite understandable until you get to the part about trading in your old phone. It says you have the "OPTION" to turn in you phone after 12 months and get a new phone and start the plan all over again. OKAY, fine.
But what if you DON'T want to turn in your phone at the 12 months and instead just want to wait out the next 12 months and eventually pay off your phone and keep it.
It doesn't say anything about being able to just keep your phone after the term is up.
In fact, at one point it even says "you must" turn in your old phone!
I know on the ATT NEXT plan, it clearly states that at the end of your term you can do nothing and keep your old phone, and at any time pay off your remaining balance and keep your phone. Why doesn't it say that on the Apple contract terms?
I've read the terms and conditions http://www.apple.com/legal/sales-support/iphoneupgrade_us/ and it seems quite understandable until you get to the part about trading in your old phone. It says you have the "OPTION" to turn in you phone after 12 months and get a new phone and start the plan all over again. OKAY, fine.
But what if you DON'T want to turn in your phone at the 12 months and instead just want to wait out the next 12 months and eventually pay off your phone and keep it.
It doesn't say anything about being able to just keep your phone after the term is up.
In fact, at one point it even says "you must" turn in your old phone!
I know on the ATT NEXT plan, it clearly states that at the end of your term you can do nothing and keep your old phone, and at any time pay off your remaining balance and keep your phone. Why doesn't it say that on the Apple contract terms?