So in the wake of CVS' disabling of NFC/Apple Pay/Google Wallet in favor of CurrentC, I decided to take a quick peek into how many of the MCX members (the retailers behind CurrentC) have reported data breaches. After all, if they want me to provide my bank account number to them so CurrentC can do ACH debits from my account to pay for my purchases, I'd expect them to be pretty good stewards of data, right?
Well, of the 57 members I could identify, nearly a quarter have reported breaches. Remember, ACH debits have limited consumer protections compared to credit cards, with a wholy unfriendly procedure to recover stolen funds. And, unlike a bogus credit card charge that you don't have to pay while it is in dispute, with your bank account, YOU LOSE THE MONEY and have to fight to get it back.
Use CurrentC? I think not.
Since it seems likely that all MCX members will either disable or never adopt Apple Pay or Google Wallet in favor of CurrentC, you might also elect to use this list as a handy reference of places to avoid patronizing.
Conversely, here's a link to a list of known merchants that DO accept Apple Pay: https://forums.macrumors.com/threads/1806254/
Well, of the 57 members I could identify, nearly a quarter have reported breaches. Remember, ACH debits have limited consumer protections compared to credit cards, with a wholy unfriendly procedure to recover stolen funds. And, unlike a bogus credit card charge that you don't have to pay while it is in dispute, with your bank account, YOU LOSE THE MONEY and have to fight to get it back.
Use CurrentC? I think not.
Since it seems likely that all MCX members will either disable or never adopt Apple Pay or Google Wallet in favor of CurrentC, you might also elect to use this list as a handy reference of places to avoid patronizing.
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7-Eleven [URL="http://www.cspnet.com/category-news/services/articles/five-indicted-over-major-data-breach-hit-7-eleven-others"]http://www.cspnet.com/category-news/services/articles/five-indicted-over-major-data-breach-hit-7-eleven-others[/URL]
Acme Fresh Market
Alon
Bahama Breeze
Banana Republic
Baskin-Robbins
Bed Bath & Beyond
Best Buy [URL="http://www.databreaches.net/update-on-best-buy-breach-4000-customers-possibly-affected/"]http://www.databreaches.net/update-on-best-buy-breach-4000-customers-possibly-affected/[/URL]
Buy Buy Baby
Capital Grille [URL="http://www.databreaches.net/hacker-sentenced-to-10-years-in-prison/"]http://www.databreaches.net/hacker-sentenced-to-10-years-in-prison/[/URL]
Chilis
Christmas Tree Shops
Circle K
Conoco
CVS
Dicks Sporting Goods
Dillards
Dunkin Donuts
Eddie V's
Exxon Mobil [URL="http://www.bloomberg.com/news/2011-02-24/exxon-shell-bp-said-to-have-been-hacked-through-chinese-internet-servers.html"]http://www.bloomberg.com/news/2011-02-24/exxon-shell-bp-said-to-have-been-hacked-through-chinese-internet-servers.html[/URL]
Face Values
GAP
GetGo
Giant Eagle
HMS Host
Hobby Lobby
Hy-Vee
Kmart [URL="http://www.forbes.com/sites/katevinton/2014/10/10/credit-cards-were-compromised-in-kmart-data-breach/"]http://www.forbes.com/sites/katevinton/2014/10/10/credit-cards-were-compromised-in-kmart-data-breach/[/URL]
Kohls
Kum & Go
Longhorn Steakhouse
Lowes
Maggiano's
Meijer
Michaels [URL="http://www.washingtonpost.com/business/economy/michaels-says-nearly-3-million-customers-hit-by-data-breach/2014/04/18/3074e432-c6fc-11e3-8b9a-8e0977a24aeb_story.html"]http://www.washingtonpost.com/business/economy/michaels-says-nearly-3-million-customers-hit-by-data-breach/2014/04/18/3074e432-c6fc-11e3-8b9a-8e0977a24aeb_story.html[/URL]
My Goods Market
Old Navy
Olive Garden
Philipps 66
Price Rite
Publix
Quik Trip
RaceTrac [URL="http://www.cspnet.com/industry-news-analysis/corporate-news/articles/racetrac-dealing-data-breach"]http://www.cspnet.com/industry-news-analysis/corporate-news/articles/racetrac-dealing-data-breach[/URL]
Rite Aid
Sams Club [URL="http://www.computerworld.com/article/2560683/security0/update--security-breach-at-sam-s-club-exposes-credit-card-data.html"]http://www.computerworld.com/article/2560683/security0/update--security-breach-at-sam-s-club-exposes-credit-card-data.html[/URL]
Sears [URL="http://www.forbes.com/sites/katevinton/2014/10/10/credit-cards-were-compromised-in-kmart-data-breach/"]http://www.forbes.com/sites/katevinton/2014/10/10/credit-cards-were-compromised-in-kmart-data-breach/[/URL]
Seasons 32
Sheetz
Shell [URL="http://www.bloomberg.com/news/2011-02-24/exxon-shell-bp-said-to-have-been-hacked-through-chinese-internet-servers.html"]http://www.bloomberg.com/news/2011-02-24/exxon-shell-bp-said-to-have-been-hacked-through-chinese-internet-servers.html[/URL]
Shop Rite
Southwest Airlines
Sunoco
Target [URL="http://techcrunch.com/2014/01/10/targets-data-breach-gets-worse-70-million-customers-had-info-stolen-including-names-emails-and-phones/"]http://techcrunch.com/2014/01/10/targets-data-breach-gets-worse-70-million-customers-had-info-stolen-including-names-emails-and-phones/[/URL]
Walmart [URL="http://www.computerworld.com/article/2560683/security0/update--security-breach-at-sam-s-club-exposes-credit-card-data.html"]http://www.computerworld.com/article/2560683/security0/update--security-breach-at-sam-s-club-exposes-credit-card-data.html[/URL]
Wawa
Wendys [URL="http://www.scmagazine.com/malware-used-to-compromise-payment-cards-at-wendys-restaurant-in-michigan/article/363208/"]http://www.scmagazine.com/malware-used-to-compromise-payment-cards-at-wendys-restaurant-in-michigan/article/363208/[/URL]
Yard HouseConversely, here's a link to a list of known merchants that DO accept Apple Pay: https://forums.macrumors.com/threads/1806254/
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