There is an no-cost EMI (no interest on monthly payouts) offer on a particular bank's credit card here.
+189900 (iPhone 17 Pro Max 1TB Deep Blue) $2005.70
-5000 (flat discount) $52.80
+20900 (Apple Care +) $220.74
-23000 (buy back value for old phone, iPhone 12 Pro Max 256GB) $243
+500 (GST...