US / UK 5S/5C Purchase
I am in a similar position to 13twelve. (more time in USA, but enough time in UK, and want a new 5S, but ....)
I still have not bought; situation, and what I have been told (by Apple reps in store - you sort the "party line" from underlying reality ...). All relates to LTE coverage as phone or 3G is non issue.
1. You have common coverage on 800 and 1888 MHz frequencies. US bought phone does not have 2600 MHz, so if you want that you have to buy in UK.
2. Right now, you can buy an unlocked 5c covering full spectrum on US bought phone. However, on 5s:
On ATT or Verizon you can only buy locked phones (I guess this will change in due course, but not right now)
You can buy unlocked on T Mobile. That is fine if you plan to use T Mob in USA, but apparently within USA a T Mob file is locked (or blocked, somehow) to ATT. For me this is an issue as I have to use ATT (corporate account)
Although Verizon runs on CDMA cell, it actually has full GSM capability, but is blocked to that in USA
3. USA pre-tax and UK pre-VAT prices are very similar. Of course 20% VAT trumps ~ 8% sales tax. You can buy in UK and get VAT rebate if you export the phone straight away, but the scam is the cream off by the companies who administer the scheme, meaning you may pay the equivalent of US sales tax (+/-) in "administration costs".
4. At this point, it seems to me you pays your money and takes your choice, depending on circumstances. Or doesn't pay your money, and waits for market to open us a bit on phone availability.
Happy to hear corrections if anyone has heard or experienced differently.