Just returned from the Apple store and a word of warning. I have a 19% corporate discount because of my employment with Disney. I found out while trying to purchase my phone at a Apple retail store that they could not sell me the phone because of the savings. Now keep in mind Disney does not pay my bills and does not allow me savings beyond the talk plan. Still Apple could not sell me my phone until I called into At&t and cancelled my discount which I now have to call back in and reactivate. Just be warned that if you have a discount GO TO A AT&T STORE AND NOT APPLE!