I have a Sanyo HD1010 and would recommend you get the HD2000 instead, or step down to the CG10 (720p only). The HD2000 has much improved stabilization, a wider angle lens, plus other small improvements. I find the lens on the HD1010 too narrow and always have to use it with the wide angle converter lens. That causes it to be too heavy and a lot bigger.
The CG10 is less than $200. Has similar image quality, but is only 720p and a 5x zoom, and lacks some of the abilities that I didn't use on the HD1010 anyways.
I recently ordered a CA9 which is like a CG10, but waterproof for about $350, but it's not currently sold in the US.
I haven't tried it with FCP, but in iMovie I just click Add movies, select the files, and it generates thumbnails briefly. No transcoding necessary. Also the MP4 files will upload directly to youtube without having to first edit on the computer, and will play on my PS3 right from the camera.
IMO MiniDV is dead for the casual user and flash memory is the way to go. Much easier for the average person to deal with. No need to "import" from the tape since you just drag the files over.