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Advice on this insurance?

This is a site about Apple hardware and software products, not insurance. You need to talk to an insurance specialist.

Personally, I wouldn't touch it because of this:

Where do I take my equipment to get it fixed?
Answer:
You don’t need to take your equipment anywhere. In the event of a covered loss, you will first contact one of our friendly Claims Examiners. Our Claims Examiner will schedule to have a box sent to your home or business. Postage on the box is already paid. Once you have received the box, you’ll place your damaged unit inside the box, and send it to our own Licensed Repair Facility, where your equipment will be diagnosed, repaired, and replaced if need be.
 
Oh, sorry about that. I was sure I was in the Advice forum. Thanks for nothing though... really, I appreciate it.
 
I don't know much about this, and I'm not even American— but lots of people on this forum and elsewhere sing the praises of State Farm. Plenty of stuff will turn up on a search, I'm sure.
 

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Safeware has been around for quite some time. I know one person who had them and was pleased with their service; had to use it twice. Here is their BBB report.

Lighten up gg.
 
I've heard good and bad about safeware; so I'd proceed with caution. There was a point in time where they used horrible repair centers but that was several years ago.
 
I'm surprised it is that high for your laptop. Did you ask for a separate rider for your computer or is it your deductible for personal property?
 
SDLSteve said:
I'm surprised it is that high for your laptop. Did you ask for a separate rider for your computer or is it your deductible for personal property?
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That is actually personal property. I am going to get a few quotes with other companies. I have just heard about these small agencies that insure personal items and I wanted to know if anyone had any experience.

Thanks to everyone who gave helpful info. To everyone who gave useless info, well, thanks for being you.:D
 
I actually used them on my last computer, which got mauled in a horrible falling accident. got money back and bought my blackbook.

They are good for theft and accident replacement, but repair id still do the warranty stuff at apple if eligible.
 
Firestrife said:
I actually used them on my last computer, which got mauled in a horrible falling accident. got money back and bought my blackbook.

They are good for theft and accident replacement, but repair id still do the warranty stuff at apple if eligible.
Click to expand...

So if I were to drop my computer, how easy is the claim procedure?
 
alphaod said:
So if I were to drop my computer, how easy is the claim procedure?
Click to expand...

It is actually not too bad. You call em up tell em what happened, they usually send you box to send to a repair facility if they deem that it is done for. They ask for your reciept so they can price it out, and send you money back which is adjusted for depreciation and etc. Similar to any other type of insurance.

However if they deem it is not repairable they will keep it so, if you upgrade the ram or anything be sure to take it out.
 
Firestrife said:
It is actually not too bad. You call em up tell em what happened, they usually send you box to send to a repair facility if they deem that it is done for. They ask for your reciept so they can price it out, and send you money back which is adjusted for depreciation and etc. Similar to any other type of insurance.

However if they deem it is not repairable they will keep it so, if you upgrade the ram or anything be sure to take it out.
Click to expand...

Adjusted for depreciation? How is that calculated and do you get your computer back?
 
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