Problem: PCIe SSD is still expensive, SATA HDD pretty much should be out of any Mac in 2020 & SATA SSD is relatively cheap by comparison.
Solution: Update Fusion Drive (PCIe SSD + SATA HDD) to an all SSD Fusion Drive (PCIe SSD + SATA SSD) for 2020.
128GB or 256GB PCIe SSD (~2.8GB/s write and ~2.5GB/s read) for system, app and frequently accessed data then 1-8TB SATA SSD (~500MB/s write/read) would be for less frequently accessed data.
Solution: Update Fusion Drive (PCIe SSD + SATA HDD) to an all SSD Fusion Drive (PCIe SSD + SATA SSD) for 2020.
128GB or 256GB PCIe SSD (~2.8GB/s write and ~2.5GB/s read) for system, app and frequently accessed data then 1-8TB SATA SSD (~500MB/s write/read) would be for less frequently accessed data.