After 10 years of Apple Music, I got sick and tired of streaming and owning nothing. Worse than owning nothing, I really didn't like that Apple could snatch anything they want right back from me at will due to licensing issues.
I pulled the plug on the subscription last year and started buying a ton of CDs - probably 400 or so just last year. I am not 100% physical - some CDs are just impossible to get these days (and many items in recent years never went to CD), so I buy anything I can't get via CD through Qobuz, which sells lossless files/albums in any format desired (I use ALAC). They have almost everything...beyond that I'll go to iTunes as a last resort or figure something else out.
I have zero regrets with this backwards move other than the fact that it resulted in me spending a ton of money on music for the last year to play catch up on a bunch of stuff I had been streaming for years that I never owned. But now that I'm mostly beyond that, I have no regrets whatsoever. Since iTunes Match sucks, I have reverted to syncing the library to my phone over a cable. While it sounds like a pain, I don't find it to be a pain at all and have zero regrets about that either.
One thing I did not expect that I have found is that I appreciate everything in my collection so much more when I own it. I actually listen to albums start to finish, I listen to things I've never actually listened to before, etc. When everything is just streaming, it's too easy to hit the add to library button and then never actually listen to it because it gets lost amongst everything else I didn't pay specifically for. When I spend the money, I'm a lot more likely to give something a listen.