Yes! Tap to pay failed on me 3 time this morning trying to buy coffee and then I tried to order through the app and pay with Apple Pay, it spun for about 60 sec and then failed. I had to run out to my car and get my physical debit card...lol. Also, I paid the monthly ballance on my Apple card last night and, typically, the available credit reflects the payment right away. It's not, though that is not the first time that has happened, so I don't know if it is related.